CAPITEC (1.4%)
| Chief executive officer | Gerrie Fourie |
| Chief financial officer | André du Plessis |
Capitec is a South African retail bank focused on providing easy and affordable banking services to its clients via the use of innovative technology. Everything Capitec does is based on simplicity, affordability, accessibility and personal service.
Financial results
| Year ended February |
2018 |
2019 |
2020 |
| Headline earnings (Rm) |
4 461 |
5 292 |
6 277 |
| HEPS (R) |
38.6 |
45.8 |
54.3 |
| Growth in HEPS (%) |
17.6 |
18.6 |
18.6 |
| Dividend per share (R) |
14.7 |
17.5 |
7.6 |
| Dividend cover ratio |
2.6x |
2.6x |
7.2x |
| Return on equity (%) |
27 |
28 |
28 |
| Gross loans and advances (Rm) |
47 642 |
55 895 |
75 783 |
| Value of total loans advanced (Rm) |
28 292 |
30 968 | 54 758 |
| Repayments (Rm) |
35 974 |
38 100 |
58 834 |
| Net transaction fee income (Rm) |
5 127 |
6 464 |
7 416 |
| Net transcation fee income to operating expenses (%) |
81 |
86 |
86 |
| Number of active clients (‘000) |
9 868 |
11 386 |
13 887 |
| Number of branches |
826 |
840 |
864 |
| Number of employees |
13 333 |
13 774 |
14 590 |
Capitec’s comprehensive results are available at www.capitecbank.co.za.