Capitec

CAPITEC (30,7%)

Chairman Santie Botha
Chief executive officer Gerrie Fourie
Chief financial officer André du Plessis

Capitec is a South African retail bank focused on providing easy and affordable banking services to its clients via the use of innovative technology. Everything Capitec does is based on simplicity, affordability, accessibility and personal service.

Financial results

Year ended February

2018

2019

2020

Headline earnings (Rm)

4 461

5 292

6 277

HEPS (R)

38.6

45.8

54.3

Growth in HEPS (%)

17.6

18.6

18.6

Dividend per share (R)

14.7

17.5

7.6

Dividend cover ratio

 2.6x

2.6x

7.2x

Return on equity (%)

 27

28

28

Gross loans and advances (Rm)

47 642

55 895

75 783

Value of total loans advanced (Rm)

28 292

30 968 54 758
Repayments (Rm)

35 974

38 100

58 834

Net transaction fee income (Rm)

5 127

6 464

7 416

Net transcation fee income to operating expenses (%)

81

86

86

Number of active clients (‘000)

9 868

11 386

13 887

Number of branches

826

840

864

Number of employees

13 333

13 774

14 590

Capitec’s comprehensive results are available at www.capitecbank.co.za.